Take Advantage of Loan Pre-Qualification

The Advantages

Know how much house you can afford.
Know how much cash you will need for the down payment.
Simplifies pre-approval.

A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.

Sellers often give priority to and accept one offer over another if one buyer is pre-qualified and another is not.   Being pre-qualified allows us the ability to focus on those homes for sale that meet your desires, needs but also your affordibility level.  Knowing what type and the amount of mortgage for which you are qualified, will give you more confidence in having an offer you write accepted.

 As your agent, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:

  • Employment History
  • Credit History and Scores
  • Monthly Income and Expenses

With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans. We'll find the best loan for your situation.

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